“CRL has been very adaptive noticing on the front end new exposure such as cyber liability. When this, all of this cyber hacking became very prominent in the public entity business, CRL responded to it very quickly. As they have most things, CRL staff understands the needs of county governments, and they respond accordingly. That’s one of the great benefits of CRL is the fact that they’re on the frontline constantly seeking new ways to improve coverages for our members.  CRL has added stability to our pool which has in turn enabled our pool to enhance what we are able to pass on to our members.”