“Twenty years ago, several state pool executive directors got together and decided to stop buying reinsurance in the open market. Together, we pooled our ideas, our expertise, and our money in order to take care of our own destiny; not be bound by the open market or be subjected to the volatile price swings. And it’s been great. It’s worked very well. That’s really how CRL got started and grown into the successful county reinsurer that it is today.”