“CRL is a pool for pools, and all of the things we tell our counties that are good about our pool, the reasons for pooling, the reasons that we give them for getting together to share their risks, all of those reasons are good reasons to belong to CRL, because it allows the state pools to come together and collaboratively share our risk. It saves us money. We don’t all have to go out into that international reinsurance market alone. We can go collectively. And by saving money for the pool, we, in turn, can pass those savings back along to our member counties. So, it’s a win-win deal for, I know for Texas. I won’t speak for anybody else, but, for us, it truly is.”